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Doherty, J.), entered April 24, 2019, modified, with $10 costs, to the extent of remanding the matter for a traverse hearing to determine whether defendant was properly served. Doherty, J.), entered April 24, 2019, which denied her motion to dismiss the complaint for lack of personal jurisdiction. PRESENT: Shulman, P.J., Cooper, Edmead, JJ.ĭefendant appeals from an order of the Civil Court of the City of New York, Bronx County (Marian C.
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SUPREME COURT, APPELLATE TERM, FIRST DEPARTMENT This opinion is uncorrected and will not be published in the printed Official Reports. If you need help settling or defending a debt collection lawsuit, stopping harassing debt collectors or suing a debt collector, contact us today to see what we can do for you.Published by New York State Law Reporting Bureau pursuant to Judiciary Law § 431. If you have an attorney, make sure you discuss with he or she all the considerations raised here. Take what he or she says with a grain of salt and consider what’s best for you. Remember, the debt collection attorney works for the debt collector, not for you. While there are no hard and fast rules on how much to settle a debt collection lawsuit, it is always important to consider the whole picture and make an informed decision. For example, if you’ve been sued for a $1,200.00 credit card debt and would need to take two or three days off from to go to court and fight, it might in the end cost you more to fight then to settle. While sometimes you have to draw a line in the sand and put up a fight, other times you have to be practical about the costs associated with defending a debt collection case. Next, you need to do a cost benefit analysis. This is a favorite tactic of debt buyers who know that when push comes to shove, they may not be able to prove that you owe them any money.
UNIFUND CCR LLC FULL
If you default, the debt collector can then recover the full amount they sued you for without ever having to prove their case. It’s a favorite dirty little debt collection attorney secret to settle with a consumer for a reduced amount and agree to accept monthly payments with the hopes that you will default. If you decide to make payments over time, you should never sign up for a settlement that you can’t keep to.
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Debt collectors will almost always agree to accept payments over time however, if they do, they will almost always take less of a discount then if you paid in a lump-sum.
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Will you pay a lump-sum settlement or will you make monthly payments. You now have to determine how much is a good settlement with Unifund CCR, LLC?įirstly, there are important practical considerations to make in determining whether and for how much to settle a debt collection lawsuit. You are considering whether to fight them or to reach a reasonable settlement and get on with your life. The notorious debt buyer Unifund CCR, LLC, LLC has sued you for an old debt that they bought from an original creditor.